I never realized that characters couldn't pool credits under the current system, or that people without enough credits to access certain buildings wouldn't be able to live there even with a roommate who did have the correct amount of credits. So apparently all my characters have been doing it wrong all this time - they all either were or are living with someone who has more credits than them, or earning credits themselves and then housing people with none.

Basically this means that you can't have a 'breadwinner,' and people who are already settled when their friends show up through the rift can't take them in. Whether the system is changed to a currency/'allowance' type one or not, would there be any way to change this, or at least make the rules more clear? The last time I posted a job request for one of my characters, I specifically mentioned that Logan would be using his credits to help house all of the mutants, and was never told that that wouldn't be possible. So it seems there may be some confusion on the mods' end too, or at least, this isn't getting enforced at all.

Personally I'd prefer it if the status quo was changed so that 'rich' characters could help and provide for their friends, or that credits could be pooled together - with the strong preference people on Sacrosanct seem to have to live in communal housing situations (Spartan Base, Tronhaus, the Normandy Base, the trollhive) it seems unfortunate that new characters from these casts arriving through the rift/people they want to take in wouldn't be able to move in until they'd earned enough credits to afford it.